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No one likes paying for home insurance, but it's a necessary evil for most of us. This doesn't mean you have to pay through the nose for it though - try these 8 easy tips for cheaper home insurance and see how much you could reduce your premiums by.- Shop Around By comparing prices from several insurance companies, you'll probably be able to reduce your premiums by a substantial amount. This may seem obvious, but research has shown that a surprisingly large proportion of people either just renew their current policy, or get only one or two quotes. Many insurance web sites will automatically compare dozens of policies for you, making this one of the easiest ways to reduce your insurance bill. Buy online If you buy your policy online you can often get a discount of up to 20% on normal prices, because there are less administration costs involved and the savings can be passed on to you. Combine your buildings and contents policies Many insurers will give you a discount if you t...

A hybrid website/program is being unveiled that may just change the way online users look at newsletters. Called, quite simply, "The Newsletter Reader," it is both simple and ingenious. By pulling together all the newsletters for a given specialty into a reader that will track each source for its most up-to-date mailing, then offering access via a simple upload program, it delivers these newsletters directly to the end-user's desktop. All they need do is open the icon to check on the latest news from their favorite newsletters. So there is no more need to keep old copies to reference a particular article, no more slogging through email to find the newsletter. Because each time a user opens it, they are given access to the latest editions of each newsletter available from those included in the Reader. When asked what prompted the innovation, Michel said, "I developed it simply because I was tired of searching for articles in the newsletters I subscribed to or keeping...

From home businesses to corporate boardrooms, from kindergartens to lecture theatres, from "My holiday" shows to "World Domination" marketing strategies, to the unfolding of the secrets of the entire universe; they all have one thing in common -- the ubiquitous Microsoft PowerPoint slide presentation. PowerPoint is the modern-day replacement for the overhead transparency projector and of course for the much earlier flickering "magic lanterns" that lit up otherwise dreary presentations in dimly lit halls around the world for hundreds of years, bringing gasps of excitement and amazement from mesmerised audiences as they were transported by incredible scenes from exotic locations, terrifying battles and improbable creatures."Face to face" communication is one of the most powerful methods at our disposal; because a large part of the message that we communicate is nonverbal, i.e. by body language, voice tones and so on. Studies indicate that communica...